Credit Card Debt
Have you found yourself depending too much on credit cards and enjoying the freedom of BUY NOW, PAY LATER? If so then maybe it's time you started thinking about getting a Prepaid MasterCard! Although you may enjoy the convenience of having a credit card, your spending can quickly spiral out of control. If you are feeling the pressure of growing debt, then now is a great time to try and break free from it with Payzone Worldwide Money.
Here are a few reasons to dump your credit card:
- Stamp duty: €30 p.a. on a regular credit card, whereas there is a max charge of €5 on Payzone worldwide money – save €25
- Credit card interest: Average balance on an Irish Credit Card is €1,600. Interest is paid at a rate of 18% which means you would pay an average of €288 interest p.a. on a credit card. That's a saving of €288 when you use a Payzone Worldwide Money card.
- Impulse purchases: Late night ATM withdrawals, shopping online, nights out on credit can be dangerous when you use a regular credit card. With Payzone Worldwide Money you can only spend what you load so if you have no money on the card you can't spend it. Everyone is different, but that's a major saving with Payzone Worldwide Money.
- Late Payment fees, increased interest charges, high & immediate interest rates for ATM withdrawals; avoid these fees and punitive interest charges by using a Payzone worldwide money card.